No Rate Increase Again for NJBankers Sponsored Delta Dental Program!

The renewal date for the NJBankers sponsored Delta Dental programs is July 1, 2016. Presently, 67 NJBankers Members and Associate Members with over 3,500 employees enjoy the benefits of Delta Dental, New Jersey’s largest dental provider. Our relationship with Delta Dental is now entering its’ 25th year.

July 1, 2016 Renewal Rate Action

We are pleased to report their will be “NO RATE ADJUSTMENT” for the NJBankers Sponsored Delta Dental Premier program renewal on July 1, 2016. Not only is this the sixth renewal in a row without any increase, the program has experienced rate passes in seven of the last ten years with very minimal increases in the remaining years — 2016 [0.00%]; 2015 [0.00%]; 2014 [0.00%]; 2013 [0.00%]; 2012 [0.00%]; 2011 [0.00%]; 2010 [+1.95%]; 2009 [+3.00%]; 2008 [+2.37%] and 2007 [0.00%]. This equates to an average increase of just +0.73% annually over this period. Additionally, there will be “NO CHANGE IN BENEFIT LEVELS” for the upcoming 2016 plan year.

The Delta Dental DMO Flagship program is a pooled program filed with the State of NJ and will sustain a very modest +1.7% average rate adjustment effective July 1, 2016.

Did you know – people with gum disease have nearly double the risk for heart disease as those with healthy gums, according to the American Academy of Periodontology. Preventive care is critical for reducing the risk. Dentists can see evidence of up to 120 different diseases in or around the mouth, including kidney disease and diabetes—sometimes even before symptoms can show up elsewhere in the body!

What are you waiting for? Brush up with Delta Dental and BCG and promote good oral health. Please contact Richard Siderko at x-616 or Janice Besso-Tamecki at x-608 for additional information.